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Your online credit guide to stop car dealers from using your credit against you

 
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Kick the Dealer...Not the Tires!
 Table of Contents
 Introduction
 Fault in the Credit World
 Good Credit Begs for Abuse
 No Such Thing as Credit Repair
 The Dealer
 Exit Strategy
 Down Payment
 Cosigning
 Trade-Ins
 Glossary

Resources
 Credit Application
 Credit Dispute Form
 Notice to Cosigner
 Trade-in Payoff Form
 Test Drive Checklist

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Kick the Dealer...Not the Tires!

Test Drive Checklist

“Originality is nothing but judicious imitation.”

I’ve always said cars are a bad invention. They cost too much, they depreciate, and they break. A proper test drive can minimize the risk of buying such a bad invention.

Is the car comfortable? Check the room and overall comfort of both the front and back seats. Are the seat belts comfortable? Will the drink holder fit the size of your preferred drink?

Consider the car’s practical uses. Will a car seat fit properly in the back seat? Will you be able to lift a sleeping child out easily? Is the trunk big enough, and is it easy to load and unload cargo? Don’t forget about the size of the vehicle. Will it fit in your garage?

Now it’s time to drive. A good test drive is longer than just around the block. Make a left and a right turn. Get on the freeway. Check for lines of sight. Are there large blind spots? Can you see well over the hood? Is it easy to see behind you?

The most important thing you can do to ensure a successful test drive is to take the car to the mechanic of your choice and have it thoroughly checked out. Here is a test drive checklist both you and your mechanic will find useful. Please feel free to print it or use it as a template to create your own.

Before you take a test drive, read...

Kick the Dealer...Not the Tires!

 
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